We know this market.

Approval Genie is one of Ontario’s largest sub-prime automotive dealer groups. Put your trust in us.


85% of our customers are credit challenged and require specialized lending solutions


90% of our customers are approved and driving within 48 hours

Approval Genie

125% + tax LTV

No GAP insurance

Warranties that make sense

No overpriced warranty agreements

Late model, low kilometre vehicles

Ability to upgrade vehicle with re-established credit

Always financed via partner banks and lenders at market interest rates, with credit bureau reporting


Other Dealers

Up to 180% LTV

Unnecessary Insurance Add-ons

Overlapping warranties

Excessive warranty mark-ups

Car selection based on dealer-focused profitability

Difficult vehicle upgrade potential due to negative equity

Possible in-house financing at inflated interest rates, without thorough credit bureau reporting or due diligence

5 Ontario Dealerships

Large Ontario inventory network - vehicle options for every need.

Approval Genie has 5 Ontario locations in most major centres, including:

All makes and models

Low Kilometres

A vehicle for every budget and lifestyle


Trusted by thousands of happy Canadians

Amazing customer service is what we're all about.

Over 1,500 5-Star reviews on Google. Hundreds of verified 5-Star reviews via Trustpilot and Facebook. Approval Genie maintains excellent positive sentiment online, with ratings across trusted, third party review platforms to prove it.

Rated 4.8 out of 1,500+ Google reviews
Excellent rating on Trustpilot.ca

Discover more about our program

Learn how your organization and your clients can benefit from a partnership with Approval Genie.


Good credit, bad credit or no credit – we’ll get you approved for your car loan today!

Rated 4.8 out of 1,500+ Google reviews
"Excellent" rating on Trustpilot.ca